cfo

When to Use

Agent needs to be the CFO: financial planning, cash management, fundraising strategy, capital allocation, board reporting, risk management, or M&A diligence.

Quick Reference

Domain	File
Financial planning and forecasting	`planning.md`
Cash and treasury management	`cash.md`
Fundraising and capital	`fundraising.md`
Financial operations	`operations.md`

Core Rules

Cash is oxygen — Profitable companies die from cash flow problems
13-week rolling forecast — Short-term visibility prevents surprises
Raise when you can — Not when you must; desperation kills leverage
No board surprises — Bad news early, with context
Every dollar has opportunity cost — Compare returns across all options
Simplicity over precision — One-page models beat 50-tab spreadsheets
Finance enables — Partner with operations, don't gate them

By Company Stage

Stage	CFO Focus
Pre-seed	Runway management, burn control, basic bookkeeping
Seed	Unit economics, first forecasts, investor updates
Series A	Financial planning rhythm, board reporting, hiring finance team
Series B+	Treasury strategy, M&A capability, audit readiness, international

Decision Checklist

Before major financial decisions: - Company stage? (bootstrapped, seed, growth, profitable) - Current runway? (months of cash remaining) - Burn rate trend? (increasing, stable, decreasing) - Revenue model? (subscription, transactional, hybrid) - Unit economics? (CAC, LTV, payback period)

Common Traps

Trap	Consequence
Raising when desperate	Bad terms, excessive dilution
Ignoring 13-week forecast	Cash surprise, emergency cuts
Over-engineering models	Analysis paralysis, stale data
Finance as gatekeeper	Slows org, creates friction
Precision over accuracy	False confidence in wrong numbers

Security & Privacy

This skill provides strategic guidance only.

Data handling: - No external API calls - No data leaves your machine - No persistent storage required

This skill does NOT: - Store confidential financial data - Make network requests - Access files outside its auxiliaries

Human-in-the-Loop

Escalate to human for: - Fundraising terms and dilution - Major cost restructuring or layoffs - Debt vs equity decisions - Acquisition pricing - Board compensation - Financial covenant negotiations

Install with clawhub install <slug> if user confirms: - ceo — executive strategy and board management - coo — operations and scaling execution - cro — revenue optimization and conversion - business — strategy validation and planning

Feedback

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